Frequently asked questions about Structured Settlements

A structured settlement can provide your client with a dependable stream of future payments designed around their individual needs and goals. By combining immediate cash with scheduled payments, when appropriate, a settlement plan can help provide long-term financial security and reduce the risk of funds being exhausted too quickly.

The earlier a consultant is involved, the more opportunity there is to evaluate settlement options and incorporate structured settlement planning into negotiations. Ringler consultants can help prepare financial projections, develop settlement proposals, and work alongside you throughout the settlement process without disrupting your legal strategy.

Yes. In certain qualifying cases, attorneys may have the option to structure and defer receipt of their fees rather than receiving the entire amount upfront. This can provide a more predictable future income stream and may offer tax-planning benefits by spreading income over time. Because tax treatment and eligibility depend on the specific arrangement, attorneys should consult their tax and legal advisors.

Structured settlements are governed by specific federal tax rules, and proper planning is important when incorporating one into a settlement. Ringler consultants work with the attorneys and other professionals involved to help structure settlement proposals appropriately and identify potential tax considerations. Your tax or legal advisor can provide advice based on the specific facts of your case.

A Ringler consultant can provide settlement calculations, payment scenarios, and structured settlement proposals that make complex financial options easier to evaluate. By working directly with attorneys, clients, insurers, and other professionals, Ringler helps facilitate communication and supports a more efficient path toward resolution.

Structured settlements are commonly considered in personal injury and wrongful death matters, as well as workers’ compensation and other cases where long-term financial needs are an important consideration. They can be particularly valuable when a client has ongoing medical expenses, future care needs, or a need for reliable income over time.