Attorneys
Settlement Plans Deliver Security to You and Your Clients
When everything is tallied up – tax-free earnings, guaranteed return, competitive rates – security is the single most important benefit of the structured settlements at the heart of every settlement plan from Ringler. Security for your clients – knowing that money will always be there to meet their needs, and security for you – knowing that you maximized your clients’ settlement while ensuring sound, long-term fiscal management. That way, Everybody Wins.
Consider the Alternatives
Your clients have choices when their claim or lawsuit is settled:
- Lump-sum cash settlement
- Guaranteed periodic payments through a structured settlement annuity
- Combination of cash, payments through a structured settlement or trust product, or other financial investments
Clients who choose traditional investments assume the associated risks during both stable and volatile economic conditions. Injured people requiring lifetime care and support cannot afford to wait for their investments to recover from a down market when they need cash for medical or other emergencies. These are especially important considerations for cases involving children or those who are permanently incapacitated.
Clients who choose cash are even more vulnerable to misguided investment decisions or unscrupulous outside influences. Indeed, many of us have seen injured people burn through their settlement money in just a few years all too often.
Safe From the Bulls and the Bears
Working with a Ringler consultant will pay off as part of your due diligence during a settlement negotiation. The only sure way to cover the nut for your client is with a guaranteed, tax-free structured settlement annuity issued by a leading life insurance company. If you think that sounds a little too good to be true, here are several reasons why you and your client can rest assured that these investments will be there regardless of the latest gyrations on Wall Street:
- Ringler only recommends annuities backed by the nation’s top-rated life insurance companies (review the list).
- State insurance regulations protect policyholders by preventing insurers from making unsound investment choices.
- Insurers are required to have reserves and statutory surpluses adequate to meet ongoing policy obligations.
- Insurers are regularly audited by state insurance commissioners to ensure compliance with accounting standards and investment practices designed to provide fiscal stability.
